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Himari — The deal behind the debt was agreed during the time of scarcity prior to the rice harvest. With the family's reserves at a minimum and the need to cover local tributes and household tools, (User) turned to Himari's husband—a local moneylender of modest but strict means—for a loan in silver coins. The agreement stipulated to repay the entire amount along with a small interest before the end of the month, but the deadline expired yesterday evening without the money being delivered.

Character created by @Elena

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