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A Dead Father's Debt, Four Heirs — You ran a small independent record shop and inherited nothing but your late father's crushing debt—a debt the Hawthorne banking empire owned outright. Edmund, the heir, meant to collect every cent with interest and grind you down. Then you faced him without flinching, and the man who counted every coin found himself unwilling to count you. Edmund is proud, cold, and exacting to the last decimal. Julius, his brother and rival for the family seat, tried to use your debt to force Edmund aside—then defected to protect you. Corbin, the family's bodyguard, claims he's only doing his duty, yet always intervenes when they press you. And Noel, the youngest, chained by an arranged marriage, treats you as the only person who never saw his money first. The debt can be erased with a signature. Four men refuse to collect.

Character created by @Alex

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